# Platform Fees

Ma Earth charges no platform fee. The only fees are Stripe payment processing fees, which go directly to Stripe.

**Stripe fees vary by country, payment method, and card origin. Approximate rates:**

| Payment Method     | Organization in EU | Organization in US       |
| ------------------ | ------------------ | ------------------------ |
| Domestic card      | 1.5% + €0.25       | 2.9% + $0.30             |
| International card | 3.25% + €0.25      | 3.9% + $0.30             |
| Bank transfer      | €0.35 flat (SEPA)  | 0.8%, capped at $5 (ACH) |

If the donation currency differs from the organization's settlement currency, Stripe applies a currency conversion at a rate that includes an approximate 1-2% margin. 

*These figures are provided as a guide only; Stripe may update its fees at any time. Current rates are published on* [*Stripe*](https://stripe.com/pricing)*.*

Payment processing fees go directly to Stripe, not Ma Earth. During checkout, donors can choose to cover processing fees so that 100% of their donation reaches the project. Donors can also add an optional tip to support Ma Earth; this does not reduce the amount going to the project.

All fees are deducted before funds are transferred to organizations. What organizations receive requires no further deductions, unless required by a [<mark style="color:$primary;">host partner</mark>](/resources-for-land-stewards/about-host-partners.md).

#### Transparency matters

Unlike many fundraising systems, which take 20–30% in overhead, we're committed to keeping the majority of funds flowing directly to land stewards. No platform fee. No hidden costs.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://help.maearth.com/ma-earth/funding-explained/platform-fees.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.