> For the complete documentation index, see [llms.txt](https://help.maearth.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.maearth.com/ma-earth/funding-explained/platform-fees.md).

# Fees

Ma Earth charges no platform fee. Stripe payment processing fees go directly to Stripe.

**Stripe fees vary by country, payment method, and card origin. Approximate rates:**

| Payment Method     | Organization in EU | Organization in US       |
| ------------------ | ------------------ | ------------------------ |
| Domestic card      | 1.5% + €0.25       | 2.9% + $0.30             |
| International card | 3.25% + €0.25      | 3.9% + $0.30             |
| Bank transfer      | €0.35 flat (SEPA)  | 0.8%, capped at $5 (ACH) |

If the donation currency differs from the organization's settlement currency, Stripe applies a currency conversion at a rate that includes an approximate 1-2% margin. 

*These figures are provided as a guide only; Stripe may update its fees at any time. Current rates are published on* [*Stripe*](https://stripe.com/pricing)*.*

Payment processing fees go directly to Stripe, not Ma Earth. During checkout, donors can choose to [cover processing fees](/resources-for-donors/questions-about-donations/covering-stripe-processing-fees.md) so that 100% of their donation reaches the project. Donors can also add an [optional tip](/resources-for-donors/questions-about-donations/tipping-ma-earth.md) to support Ma Earth; this does not reduce the amount going to the project.

All fees are deducted before funds are transferred to organizations. What organizations receive requires no further deductions, unless required by a [host partner](/resources-for-land-stewards/about-host-partners.md). In addition, depending on a project's jurisdiction, bank wire transfer, forex exchange, and withdrawal fees may also impact their [transfers](/resources-for-land-stewards/about-funding-rounds/about-payouts.md).

#### Transparency matters

Unlike many fundraising systems, which take 20–30% in overhead, we're committed to keeping the majority of funds flowing directly to land stewards. No platform fee. No hidden costs.


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