> For the complete documentation index, see [llms.txt](https://help.maearth.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.maearth.com/resources-for-land-stewards/about-funding-rounds/about-payouts.md).

# About Payouts

After your campaign closes, there are three steps before matching funds become available for you to use in your project.

1. **Calculations complete** (within 3-5 days after campaign closes) following [Ma Earth's algorithm](/ma-earth/funding-explained/ma-earths-funding-model.md) for calculating matching funds.
2. **Matching funds transferred** (to your organization or your host partner, up to 4 weeks after round closes)
3. **Funds available to use** (immediately after transfer completes)

*Note: Crowdfunding contributions appear in your or your host partner's Stripe Connect account immediately. Payouts can be set to transfer automatically to your or your* [host partner](/resources-for-land-stewards/about-host-partners.md)*'s bank account within a few business days (exact timing depends on your organization's location). You do not have to wait for the funding round to close.*&#x20;

*Host partners are encouraged to pay out all crowdfunding donations and matching funds to their bank account in one transaction after the round ends.*

*If automatic payouts are paused, you can always initiate a manual payout from your Stripe Dashboard.*

***

#### What you receive

**The total funds you receive include:**

1. **Direct contributions:** The amount your supporters contributed during the campaign.
2. **Matching funds:** Additional funding based on how many supporters you had and how much they contributed (learn more about [quadratic funding](/ma-earth/funding-explained/quadratic-funding.md)).
3. **Bonus funds:** Bonus funds distributed if all projects in the round reach the collective funding goal.
4. **Reduction of host partner fee:** If you are working with a [host partner](/resources-for-land-stewards/about-host-partners.md), they will subtract a fee before sending the funds to your organization.

<mark style="color:$primary;">**Example (no**</mark> [<mark style="color:$primary;">**host partner**</mark>](/resources-for-land-stewards/about-host-partners.md)<mark style="color:$primary;">**):**</mark>

| Stream               | Amount     |
| -------------------- | ---------- |
| Direct contributions | $1,000     |
| Matching funds       | $4,500     |
| Bonus funds          | $1,000     |
| **Total**            | **$6,500** |

<mark style="color:$primary;">**Example (with**</mark> [<mark style="color:$primary;">**host partner**</mark>](/resources-for-land-stewards/about-host-partners.md)<mark style="color:$primary;">**):**</mark>

| Stream                        | Amount            |
| ----------------------------- | ----------------- |
| Direct contributions          | $1,000            |
| Matching funds                | $4,500            |
| Bonus funds                   | $1,000            |
| Subtotal                      | $6,500            |
| Host partner fee (3-7%)       | -$195 to $455     |
| **Total received by project** | **$6,045-$6,305** |

*Note: All donations are made in USD (US dollars) through the Ma Earth platform. Organizations may* *change the currency in which they receive donations in through their Stripe dashboard; Stripe charges a conversion fee for this.*

***

#### Fees deducted before payout

**Payment processing (Stripe): \~3%** This covers the cost of securely processing all contributions. These fees go to Stripe, not Ma Earth.

*Stripe processing fees range from 1.5% + €0.25 for domestic European card payments to \~5.25% for international cards with currency conversion, with most transactions on the platform likely falling in the 2.9 - 4.25% range.*

*Manual payouts are available in all regions except Brazil and India, where payouts are always automatic and daily. In most regions, manual payouts typically take 1-4 business days to arrive in your bank account after initiating the manual payout.*

*Stripe doesn’t charge a fee to initiate normal payouts. However, most* [*non-primary currency payouts*](https://docs.stripe.com/payouts/multicurrency-settlement) *(payouts in a currency other than your Stripe account’s local currency), do incur Stripe fees. (Learn more in Stripe's support center.)*

<mark style="color:$primary;">**Donors may choose to cover the cost of processing fees during checkout so that 100% of their donation goes to land stewards.**</mark>

**Fees are deducted automatically before funds are transferred to you.**

[Learn more about platform fees](/ma-earth/funding-explained/platform-fees.md).

***

#### Where matching funds go

**If you're a registered nonprofit in a Stripe-supported country:** For organizations in 33 of the 44 [Stripe-supported countries](/resources-for-host-partners/stripe-onboarding/stripe-supported-countries.md), including all of Europe, the UK, the US, and Canada, Ma Earth  transfers matching funds directly via Stripe.&#x20;

**For organizations in the remaining 11 countries** (Australia, Brazil, Gibraltar, Hong Kong, Japan, Malaysia, Mexico, New Zealand, Singapore, Thailand, and the United Arab Emirates), matching funds are sent via bank transfer. We'll reach out by email to collect your bank details if this applies to you.

**If you have a** [**host partner**](/resources-for-land-stewards/about-host-partners.md)**:**

Funds go to your host partner's bank account. Your host partner then transfers funds to you according to your agreement with them. If your host partner is in one of the 11 countries listed above, we'll reach out to them directly to arrange a bank transfer for matching funds.

***

#### Timeline after campaign closes

**Day 1 (campaign closes):** Funding round complete. No more funds can be added.

**Days 2-5 (calculations):** We calculate matching funds for your project (including bonus funds).

**Days 6-8 (notifications):** You receive an email with final totals.

**Up to 4 weeks from end of round:** Funds are transferred to your organization or host partner, typically via Stripe, or manual transfer when necessary.

**Total time: Up to 4 weeks from campaign close for matching funds payout.**

***

#### Tracking your payout

**In your Ma Earth dashboard, you can see:**

* Campaign performance (during campaign)
* Final totals (after campaign closes)
* <mark style="color:$primary;">Matching funds payment status:</mark>
  * "Calculating" = We're determining final amounts
  * "Processing" = Transfer initiated
  * "Complete" = Funds sent to your bank/host partner

**You'll receive emails at each stage:**

* When campaign results are available
* When matching funds transfer is initiated
* When matching funds are successfully delivered

***

#### If you have a host partner

**The process:**

1. Funding round closes
2. Ma Earth calculates matching funds
3. Funds transferred to your host partner
4. Your host partner receives funds
5. Your host partner transfers funds to you

**Stay in touch with your host partner about:**

* When to expect the transfer from Ma Earth
* Their timeline for transferring to you
* Any documentation they need from you
* Their fee (typically 5-15%)

**Note: Host partner fees are separate from payment processing fees.**

**Example:**

* Total raised: $10,000 USD
* Stripe fees (3%): -$300 USD
* Transferred to host partner: $9,700 USD
* Host partner fee (10%): -$970 USD
* You receive: $8,730 USD

***

#### Tax implications

Tax treatment of funds received through Ma Earth depends on your country, your organization's legal status, and your host partner's location (if applicable). We cannot provide tax advice. Please consult your accountant or financial advisor on how to report and treat these funds.

***

#### Common payout questions

**What currency are donations made in?**&#x20;

All donations are made in USD (US dollars). You can change the currency in which you receive donations through your Stripe dashboard. If you set a different currency, Stripe will charge an additional conversion fee.

**Can I change my bank account after the campaign?**

Yes, before we initiate the transfer. After the transfer begins, we cannot redirect funds.

**What if I don't receive funds?**

First, check with your bank. For payouts via Stripe, check with Stripe too. Sometimes transfers take 1-2 extra days. If it's been more than 5 business days after we confirmed the transfer, contact us.

**Can I get matching funds early?**

No. We need time to calculate final amounts, process all contributions, and handle any issues. Early payouts aren't possible.

**Can I receive matching funds in installments?**

No. All funds are transferred at once after the campaign closes.

**Can I pool donations from my community and then donate them together as a single transaction on Ma Earth?**&#x20;

One large donation will not be recognized by the [quadratic funding](/ma-earth/funding-explained/quadratic-funding.md) calculation as distinct donations and will negatively impact the calculation of your matching funds. It is not possible to log distinct donations with Ma Earth if they are not received through the platform.

**What if the collective goal wasn't reached?**

Your project still gets funded. You still receive your direct contributions and matching funds, just not the bonus funds.

**Do I need to wait to start work?**

That's up to you. Some projects begin immediately using their own resources, then reimburse themselves when Ma Earth funds arrive. Others wait for funds to arrive before starting.

***

#### Need help?

[Contact us](https://maearth.com/contact).

**Related help articles:**

* [About host partners](/resources-for-land-stewards/about-host-partners.md)
* [Ma Earth's funding model](/ma-earth/funding-explained.md)


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